Establishing banking relationship with corporate organisations and high networth individuals.
Opening of saving, current – individual and corporate account
Opening and management of Bureau De Change accounts
Structuring off balance sheet credit transactions, consumer loan, lease facility, overdraft, D.A.U.E and other risk asset facilities
Preparation of Credit Analysis Memorandum (CAM)
Monitoring non-performing loans and submitting necessary reports to the loan recovery unit for appropriate action.
Mobilisation of demand deposit and fixed deposit
Processing of tenured fund placement and liquidation.
Reactivation of dormant accounts and proper follow up to ensure continuity.
Cash account; imprest system Administration
Bank account reconciliation
Internal auditing and reconciliation of all accounting records
Provide support in the finalization of accounts in a proper and auditable manner.
Generation of monthly income statement and balance sheet
Updating of fixed asset register and depreciation schedule
Weekly generation of MIS report for management
Preparation of management account for effective management reporting and decision making
Provide necessary support in budget and forecast preparation.
Cash flow projection
Generation of customer’s account statement on monthly basis and on request.
Provide support in the reviewing and posting of credit and finance lease transactions.
Analysing customer’s financials and forming opinion on credit worthiness and feasibility of granting loans