JOSEPH
Personal data and contacts will be open only to employers with access to CV database
Finance Assistant
Job Type: Full-Time

Education

From 0 to 2006
University of Abuja
No added languages

Experience

HEAD, OPERATIONS & TREASURY MANAGEMENT.
BORSTAL MFB BANK LTD.
October 2012 - Present Day (4 years 6 months)

It ensures that the

financial operations of the Bank are properly co-ordinated in order to preserve its

financial integrity.

Develop, launch and promote competitive financial products and services that

meet the evolving needs of the Bank's clients. Products include, guarantees,

derivative instruments and loans.Coordinate the development of relevant pricing methodologies for new

products and assess impact of new products on relevant financial, risk

management and lending policies;

Write product specification, technical guidelines and implementation modalities

for these products;

Monitor the performance of products and services, and where necessary,

analyse, develop and implement changes to existing product range to ensure

that they continue to adequately meet borrower needs;

Financial Analyst - Treasury. Conduct product competitor analysis and keep abreast of financial innovation,monitor economic and political trends in the capital and money

markets, and assess their impact on the Bank’s competitiveness.Provide financial advisory and technical assistance services including debt

management and an understanding of the Bank’s financial products and

financial services;Develop training, communication and marketing material and conduct staff and borrower information campaign; Assist in the management of the interaction with relationship teams and provide guidance across the full range of products, and be a consistent, credible and accessible point of contact; Build and maintain highly effective and successful relationships with key internal and external stakeholders, including financial advisors, investment

banks and other financial institutions.

Review and negotiate project documentation, including loan agreement; Work with project task manager to design appropriate solutions to meet needs of clients on a ongoing basis;Develop a fair and equitable pricing of the Bank’s lending products; Assist mangement in formulating borrower country policy for the

choice of financing terms;

Assist clients in developing expertise and maintaining appropriate systems for

identifying and assessing risks associated with their liabilities.

Others, Provide input on strategic issues and policy dialogue concerning the Bank's

corporate business;Guide and direct junior staff and become fully involved in the detailed processing work, as and when required; Represent the bank in technical working groups;

AUDIT & COMPLIANCE OFFICER
MICROCRED MFB BANK LTD
August 2009 - October 2012 (3 years 2 months)

Include reviews of account opening documentation in line with Know Your Customer (KYC) required standard and in conformity with bank rules and procedures; carry-out cash count and snap checks the vault, Tellers and cash Officers, including reconciliation in case of cash disparity; review customer desk activities; daily call over transactions media and ATM reviews; daily reviews general ledger accounts to ensure that operations transactions were accurate posted; review operating expenses and highlights the noted exceptions for regularization; reviews credit and treasury products; monitoring and follow-up the with recovery team, the defaulters clients; reviews the store activities and asset movement records; reviews the Drivers log book and Security Daily Diary; ensures compliance with institutional and regulatory authority policies and guidelines; investigate customer complaints and services failures; liaison with Bank Supervision Division of Central Bank of Nigeria; carry-out staff audit quarterly; prepare report of exceptions noted during audit reviews and follow-up to ensure that audit recommendations are implemented as approved by the management; as well carry-out usual internal audit duties.

COMPLIANCE OFFICER
UNITED BANK for AFRICAL PLC, ABUJA
October 2007 - July 2009 (1 year 10 months)

Include reviews of account opening documentation in line with Know Your Customer (KYC) required standard and in conformity with bank rules and procedures; carry-out cash count and snap checks the vault, Tellers and cash Officers, including reconciliation in case of cash disparity; review customer desk activities; daily call over transactions media and ATM reviews; daily reviews general ledger accounts to ensure that operations transactions were accurate posted; review operating expenses and highlights the noted exceptions for regularization; reviews credit and treasury products; monitoring and follow-up the with recovery team, the defaulters clients; reviews the store activities and asset movement records; reviews the Drivers log book and Security Daily Diary; ensures compliance with institutional and regulatory authority policies and guidelines; investigate customer complaints and services failures; liaison with Bank Supervision Division of Central Bank of Nigeria; carry-out staff audit quarterly; prepare report of exceptions noted during audit reviews and follow-up to ensure that audit recommendations are implemented as approved by the management; as well carry-out usual internal audit duties.

Conduct prompt investigation of fraud and forgeries, Conduct prompt investigation of breach of policy and procedures, Investigate customer complaints and services failures, Liaison with EFCC, ICPC, SSS, NFIU, Nigeria Police, and Embassies etc. Liaison with Bank Supervision Division of Central Bank of Nigeria,

Prepare report of investigations activities and follow up to ensure that investigation recommendations are implemented as approved by the management.