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Financial analyst
Job Type: Full-Time


From 0 to 2012
Heriot-Watt University (Edinburgh Business School) United Kingdom
From 0 to 2005
Ladoke Akintola University of Technology Ogbomosho Nigeria
No added languages


Investment Credit Risk Analyst
Emantol Limited UK
January 2011 - September 2012 (1 year 9 months)

Emantol Limited provides consultancy services to financial institutions in the United Kingdom as a third party supplier. I was employed on a part-time to provide services as an Investment Credit Risk Analyst to some financial institutions in the UK.

My role involves managing customer’s portfolio diversification to analyse value loss using risk software and both historical data (static) and real time data feeds for assets class.

Main Duties:

  • Assessed and analysed customer’s investment portfolio.
  • Managed portfolio by assessing assets allocation.
  • Calculated risk by using VaR and historical data to access the value at loss within a given period.
  • Used risk software Monte Carlo to confirm portfolio value loss.
  • Re-evaluated assets value using real time market price supply by Bloomberg and Reuter market data via API.
  • Maintained documentation files and periodically prepared reports, spread sheets, and summaries that spell out the current state of the credit portfolio.
  • Participated in regular portfolio reviews and other risk oversight activities.
  • Performed scenario analysis including stress testing, sensitivity and worst case to assess portfolio exposure to credit/market factors.
  • Monitored portfolio concentrations and exposure to various sectors, securities, duration levels and changes in yield curve.
  • Responsible for all aspects of portfolio credit risk and market risk analysis.
  • Enhancement of credit risk models using quantitative/analytic method.
Executive Trainee
FinBank PLC
December 2007 - August 2010 (2 years 9 months)

My job was to mitigate losses by being careful with every transaction. I was responsible for the money entrusted to me in my cash drawer. As a front line retail banking officer I have the most regular contact with the bank's customers. I have a responsibility to be courteous and friendly to clients and to treat them with respect to keep them as clients for the bank.

Main Duties:

  • Learned about the basic functioning of the bank and implement them in everyday work when needed.
  • Helped the customers in resolving their queries and in the deposits and loan information and procedures.
  • Increased the client base for the bank by implementing sales and marketing techniques.
  • Issued draft to customers
  • Assisted customers with opening new accounts
  • Solicited customers’ feedback and identify problem trends for improvement actions.
  • Reactivated dormant accounts
  • Provided excellent customer service by answering or referring financial questions to appropriate supervisory staff.
  • Proofed GL accounts using excel
  • Handled deposits and withdrawals, collected utility bills, foreign transfer payment through mobile monitor platform.
  • Posted salary schedule and fund transfer
  • Assisted with the daily and monthly cash reconciliation process
  • Contributed to the Bank's deposit growth strategies and goals.
  • Cash management