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Financial analyst 700 000
Job Type: Full-Time


From 0 to 1998
ahmadu bello university zaria
From 0 to 2010
Chartered Institute of Bankers
English Fluently


Relationship Manager
mainstreet Bank Limited
January 2010 - August 2012 (2 years 8 months)



  • Managed Risk Assets and Deposit Liabilities of major multinational/local corporates operating in Energy & Power, Telecommunications, Building & Construction, Food & Beverage and Manufacturing (Textiles & Packaging) Sectors of the Nigerian Economy.
  • Mobilized Deposit Liabilities and Created Quality Risk Assets to enhance the bank’s balance sheet and profitability in line with management’s strategic objectives and set targets.
  • Continuously formulated ideas and innovations within broad operational guidelines to enhance the bank’s wallet share of client’s portfolios and maximize client satisfaction, thereby mitigating churn.
  • Periodically conducted Credit & Financial Analysis on local corporates and global conglomerates aimed at booking fresh credit, reviewing existing credits in line with Global Industry Best Practices(e.g. Basel I,II & III), CBN Prudential Guidelines, and changing international accounting standards(replacement of local GAAP with IFRS).
  • Periodically conducted industry research with a view to keeping abreast of current developments particularly in sectors the bank is heavily exposed to and recommended to executive management sectors/sub-sectors with attractive investment prospects.
  • Effectively managed assigned Non-performing Loans(NPLs), with a view to applying the best remedial measure- full recovery, repackaging, interest waiver, write-off or remedial credit to turnaround and narrow the probability of loss through provisioning
  • Acted as Credit and Financial Adviser/consultant to all corporate banking sectors

Head, Credit
Afribank Nigeria Plc
January 2007 - December 2010 (4 years )

  • Coordinated activities of Credit Analysts and relationship officers towards meeting management risk asset targets in line with management risk acceptance criteria and international credit risk management standards, such as Basel II accord.
  • Constantly Improved relations with Sales and Customer Service, interacting daily to enhance goodwill by promoting a customer-friendly atmosphere.
  • Kept bad debts to less than ten percent of risk asset portfolio, maintaining active collections role with major accounts, constantly promoted “Customer-Friendly” approach with staff.
  • Worked with several departments within the banks in increasingly larger roles of responsibility and authority.
  • Responsible for new business development, performed all financial and credit risk analysis on new loan proposals, structured, packaged and presented new loans proposals for executive and board approvals, prepared all new accounts documentation, performed loan closings, managed all follow-up loan accounts activity.
  • Innovatively structured credit transactions and utilized various financing options to ensure that customer needs were met consistent with risk management philosophy and principles.
  • Effectively negotiated credit decisions that help generate the bank’s sales growth while still supporting business revenues and profitability goals.

Additional information

About Me

Passed CFA Level 1(2012)

CFA Level 2 Candidate(JUNE 2014)