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Risk manager 350 000
Job Type: Full-Time


From 0 to 2006
University of Calabar
From 0 to 2005
Ambrose Alli University Ekpoma
From 0 to 1998
Federal University of Technology, Minna
From 0 to 1996
Yaba College of Technology, Lagos
From 0 to 1988
Jibowu High School, Yaba
No added languages


Chief Operating Officer
Dartabrains Nigeria Limited
February 2012 - Present Day (5 years 5 months)
  • Develop Business Strategies
  • Monitor Market Trend And Analysis
  • Monitor Contribution Margin
  • Articulate The Running Of The Entire Business
  • Develop Business Policies And Controls
  • Advise Board On Best Practice And Its Impact On The Business
Team Lead Operational Risk
Access Bank Plc
November 2011 - February 2012 (4 months)
  • Continuous review of products, processes, activities and systems through the use of risk identification tools such as Business Unit mapping, Risk Self Assessment, Daily Risk Register, Auditors Reports and Loss Events Database.
  • Develop Key Risk Indicator based on Risk register and Loss Events Database.
  • Continuous measurement of Operational Risk Impact through the use of Impact and Frequency Scorecard, Trend Analysis of KRI and KPI, Risk Maps and Operational Risk Thresholds.
  • Monthly training at MSR (Monthly Service Review) for BSHs (Branch Service Heads) on operational risk issues.
  • Preparation monthly Income reversals.
Head, Credit Policy and Culture
Intercontinental Bank Plc
April 2011 - November 2011 (7 months)
  • Year-round Bank-wide Acculturation on Credit Policies at Entry, Intermediate and Senior levels
  • Continuous Liaison with Credit Assessment and Approval Division to identify credit culture gaps for input into acculturation initiatives.
  • Utilization and maintenance of a Credit Policy Web Portal and such other initiatives to ensure READY ACCESS to the bank’s credit manuals and other related information.
  • Constantly liaise with other business units and Credit Assessment Division to identify Credit Risk knowledge gaps.
  • Design of Induction-level, Intermediate level, Senior and Board-level Training Programs to ensure the optimization of bank-wide Credit Skills across ALL credit-interfacing executives.
  • Report and Recommendation of high performers to the Chief Risk Officer, to facilitate decisions on Relationship managers’ and Credit Risk Officers’ career path maintenance or change, Approval Authority maintenance or withdrawal.
Credit Reconciliator
Intercontinental Bank Plc
July 2010 - April 2011 (9 months)
  • Downloading system generated account head report
  • Reconciling system generated report with source documents
  • Reconciling individual account head with Harsh total
  • Reconciling borrowing customers’ account to ascertain true position in respect of concession for pay down.
  • Generating and preparing management and statutory reports for management and external agencies consumption.
  • Regularity of monthly briefing/reports on progress made on reconciliation.
  • Timeliness in preparing necessary returns to the HOD and Chief Inspector.
  • Ensuring due diligence in reconciliatory assignment
  • Accuracy and timeliness of management information and reports.
Ad-hoc Memeber Recovery Unit
Intercontinental Bank Plc
January 2010 - July 2010 (7 months)
  • Prepare comprehensive/accurate list of bank’s debtors/collections on a monthly/quarterly basis
  • Process customer repayment proposals as necessary
  • Assist with debts to obtain specific provision for bad and doubtful customer accounts
  • Implement debt recovery monitoring efforts to ensure recovery of bank debts
  • Classify loan accounts as and when necessary
  • Write letters of demand to bank customers as appropriate after obtaining necessary approval
  • Prepare monthly CBN returns and forward as appropriate
Head, Credit Monitoring and Control (NW Region)
Intercontinental Bank Plc
January 2009 - December 2009 (1 year 1 month)
  • Coordination of the unit at the region.
  • Ensure branches acts within banks limit and policy on risk asset positions.
  • Mitigation of credit risk and ensuring an improved risk asset quality.
  • Ensure branches do not allow accounts to develop PDOs (Past Due Obligations)
  • Ensure that branches maintain good LDR (loan to deposit ration) to allow for a good mix balance sheet.
  • Management of the regional risk asset portfolio.
  • Alert branches on facilities that are due for renewals, advice on future maturities, excess over limits and cub unauthorized entries.
  • Pass advice the regional risk manager on the best business model and balances.
Regional Credit Assessment Officer
Intercontinental Bank Plc
September 2008 - January 2009 (4 months)
  • Proper analysis of credit proposals to ensure safe and high quality credit exposure
  • Identification and evaluation of Risks associated with a proposal
  • Proper recommendations to mitigate the risks identified
  • Strict compliance with Target markets, and Risk Acceptance Criteria.
  • Play active role in organising/ scheduling proposals/credits for Junior Loan Committee (JLC), Credit & Investment Committee (CIC) & Board Credit & Investment Committee (BCIC).
  • Turn around and Precision
  • Develop personal credit Analysis Skills.
  • Assist Marketing personnel to develop best practices in credit risk analysis.
Relationship Manager
Intercontinental Bank Plc
August 2006 - September 2008 (2 years 2 months)
  • Deposit Mobilization
  • Creation of Quality Risk Asset
  • Marketing of Organisation products
  • Quality Relationship Management.