The majority of us start every new year with making a couple of resolutions and hoping that this year will be much better than the last one. We all want to start living the healthier way, stop smoking, start jogging, eat healthy and start beeing wealthy. But then January passes by, and all this resolutions start to look like difficult challenges. But the good news are by 2016 there is simply an app for everything, and when it comes to saving money those little helpers will do all the hard work. So, here they are, 5 great apps for iOS and Android that are totally free:
This popular app gives you all the tools you need to manage your earnings, spending, saving, and budgeting. It syncs up all your bank accounts and mutual funds. Mint shows your cash flow in real time, including deposits, expenses, credit card debts, and other investments. This format is great if you’re especially into using your debit or credit cards for all purchases, but it also works with cash as long as you enter every purchase.
You can get account totals, monthly budget, credit score (get a free one when you sign up), alerts for where you went over budget, and spending broken down by category.
Mint analyzes your spending habits, helping you pinpoint areas where you can potentially save. If you’re forgetful about balances, you can set a low-budget alert and Mint will email or text when you hit it.